Download Zidisha APK latest version Free for Android
Version | 2.0.14 |
Update | 4 years ago |
Size | 10.95 MB (11,484,157 bytes) |
Developer | Zidisha Inc. |
Category | Apps, Finance |
Package Name | org.zidisha.app |
OS | 4.1 and up |
Zidisha APPLICATION description
International lending community, open to all.
We're an international lending community that offers responsible, high-achieving people the chance to raise loans directly from ordinary people all over the world.
Why join Zidisha?
- Open to everyone: You do not need to have collateral assets, a bank account, guarantors, or a salaried job to raise a loan.
- Flexible: You choose your own weekly repayment schedule.
- Community: Loans are funded by other Zidisha members, not banks. You become part of a supportive community of entrepreneurs and lenders from all over the world.
What are the eligibility requirements?
- Have your own Facebook account with extensive social connections.
- Have a source of income that will allow you to make repayments each week.
- Be able to secure recommendations from people in your community.
How much can I borrow?
Credit limits start small and increase with each loan repaid on time, up to a maximum of US $10 000.
What are the fees and interest?
Zidisha loans do not carry interest. Borrowers pay a service fee of 5% of the loan amount, to cover the cost of transferring and administering the loan.
Loans also carry a credit risk payment ranging from 5% to 30%, which is used for reimbursing lenders in the event of default. The credit risk payment decreases as you build a history of on-time repayments.
A one-time premium membership payment may be required in order to access higher credit limits.
Why join Zidisha?
- Open to everyone: You do not need to have collateral assets, a bank account, guarantors, or a salaried job to raise a loan.
- Flexible: You choose your own weekly repayment schedule.
- Community: Loans are funded by other Zidisha members, not banks. You become part of a supportive community of entrepreneurs and lenders from all over the world.
What are the eligibility requirements?
- Have your own Facebook account with extensive social connections.
- Have a source of income that will allow you to make repayments each week.
- Be able to secure recommendations from people in your community.
How much can I borrow?
Credit limits start small and increase with each loan repaid on time, up to a maximum of US $10 000.
What are the fees and interest?
Zidisha loans do not carry interest. Borrowers pay a service fee of 5% of the loan amount, to cover the cost of transferring and administering the loan.
Loans also carry a credit risk payment ranging from 5% to 30%, which is used for reimbursing lenders in the event of default. The credit risk payment decreases as you build a history of on-time repayments.
A one-time premium membership payment may be required in order to access higher credit limits.
Old versions
Version | Size | Update |
---|---|---|
⇢ 2.0.14 (6 variants) | ↓ 10.98 MB | ◴ 4 years ago |
⇢ 2.0.13 (3 variants) | ↓ 10.98 MB | ◴ 5 years ago |