Borrow Smart

Borrowsmart is the smart way to track what you borrow and lend among family and friends. Using this app, you borrow, you repay. You lend, you get repaid. It’s that simple. Keeping track of how much you owe someone or how much the other owes you, can be a tedious task. But if you stay unaware of your borrowing and lending, you can lose money, or worse, you can forget to repay a friend and jeopardize your relationship.

And, that is not all. There’s another problem that pops up, HOW TO ASK FOR MONEY?
Yes, it can be really hard to borrow money from someone for the first time, even if she’s a close friend or a kind family member. Similarly, it gets very awkward when you have to ask somebody to return your money.

To put an end to these annoying problems, we bring you BorrowSmart. An app that makes the whole process of borrowing and lending easy.

Using the seamless features of this app, you can send 1-on-1 borrow requests, follow up with repayment requests, approve lending requests and keep track of every transaction occurring between you and your family & friends.

Now, you can always know ‘who owes whom & how much.’ And the awkwardness that comes along with borrowing and lending fades away like it was never there.

Below, find out how you can borrow and lend among your family and friends smartly.

What are the ways in which BorrowSmart can help you? BorrowSmart is best for:
- Borrowing quickly during medical emergencies
- Lending money to Pay credit card, EMI bills etc.
- Lending to family and friends in times of need
- Tracking borrowed and lent money in one place
- Avoiding the awkwardness borrowing and lending brings
- Easily request for repayment through discrete notifications

Take a look at the Key Features & Benefits of this app:
- Request & Approve: Send personalised borrow requests, and also approve lending requests that you receive.
- Define your repayment date - the borrower decides on his/her repayment date and the lender lends based on that.
- Zero interest rate (APR) and other costs- well you are borrowing from your friends and family.
- Repay what you borrow - No cost of loan. Say you borrow Rs 1,000/-. You return Rs 1,000/-.
- Your personal data is not shared with any third party. For details please refer
https://borrowsmart.app/pdf/privacy-policy.pdf
- Private Requests: Every request and approval stays 1-on-1 so that you and your friends can borrow and lend comfortably.
- Real-time transparent ledgers: Get a complete view of your borrowing and lending through clearly recorded transactions so that you always know ‘who owes whom & how much.’
- Create Private Lists: Using this feature, you can create lists of your distinct social circles. Say you wish all your office colleagues on one list; a list of your old school friends and another with your family and relatives. Creating lists helps you borrow from more people in less time.
- User-friendly Graphs: To know how much you owe or how much others owe you, simply check the intuitive graphs appearing on app screens, namely - Summary, Borrowing Details and Lending Details.

With this seamless app, managing your personal finance becomes super-easy! It’s time you start borrowing and lending, smartly.