Bright Money

Bright is a smarter and faster way to pay off credit card debt. Using advanced technology, Bright pays off your card debt - automatically.

Bright learns about your finances and makes payments for you, always on time, optimized for savings, and adapting automatically as your needs shift.

Thousands of users have turned to Bright - a data-smart alternative to debt snowball, debt avalanche and credit card consolidation. No more juggling due dates, no more awkward math.


HERE’S HOW BRIGHT WORKS:

1. Download the Bright app
2. Connect your bank accounts and credit cards
3. Set the amount you want to pay each month
4. Get a personalized Bright Plan within minutes
5. Bright studies your finances and finds the fastest way to pay off your cards, always saving on charges
6. Bright makes payments for you - and even adjusts automatically when your finances shift

When you’re ready, your Bright Plan can do a lot more, saving and investing for a future that’s all yours:

- You set your goals for saving and investing
- Bright studies your options
- Bright saves and invests for you - automatically
- Your money grows faster, your future gets secured

Bright membership is a month-to-month subscription that begins at sign up. You can cancel anytime, online, 24 hours a day. There are no long-term contracts, set up charges, or cancellation fees. You can withdraw your funds at any time or pause Bright’s service on the app.

Bright delivers real results that transform our members’ lives. A new advanced tool for financial well-being.


WHAT MAKES BRIGHT DIFFERENT?

- Bright is a highly personalized financial plan that pays off debt fast and builds more wealth automatically. It's a smarter, faster way for anyone to get debt-free, build more savings and keep moving forward.

- Your Bright Plan automates credit card management. Credit card consolidation is a built-in option, and the Bright Credit Builder can improve credit scores with every payment.

- Bright is built on new, patented technology driven by 34 algorithms with top-grade security, developed by over 120 experts and tested on 55,000+ users.


HOW DOES BRIGHT PAY OFF CREDIT CARDS?

- We start with a personalized Bright Plan, taking the time to understand your financial situation and learning how much you spend and earn. Then we calculate the fastest way to pay off your cards, along with smart ways to build your savings.

- Every day, your personalized Bright Plan calculates and adjusts. Whenever your spending shifts, Bright adjusts automatically.

‍ - Every two to three days, Bright moves a small amount from your checking account to your ‘Stash’ account at Bright. You can make withdrawals at any time - your funds at Bright are always available to you.

- Week by week, we'll make payments for you, based on the balances across all your credit cards. We allocate payments based on your interest fees, and your payments are always on time, so you avoid any late charges.


HOW DOES BRIGHT SAVE AND INVEST?

- We'll help build your savings and investments the same way, taking small steps regularly and ensuring you're always earning more interest. Bright’s patented technology learns about you and studies the markets daily, figuring how best to grow your investments fast.

- You set your goals, Bright makes sure you get there. Like with your debt payments, you can always make withdrawals or finetune your goals, resetting how much you want to save and invest.


WHY OUR CUSTOMERS LOVE BRIGHT

“I have paid down 2 credit cards without thinking. Thanks to Bright for making it easier!” John, Ohio

“I highly recommend Bright to anyone who is struggling with their finances. This app can put more money back in your pockets than you can do on your own!” Joan, New York

“Really unique concept. I'm impressed with Bright's AI component and the fact that it does what it says - pays down your debt.” Gustavo, California


GET IN TOUCH:

24×7 live chat support via our website - www.brightmoney.co