Cachalote Loan Tools

Cachalote Loan Tools is a set of tools that helps you plan your future loan expenses. Create a virtual exact copy of your existing loan and estimate effect on loan amortization schedule that an annual interest rate change will have. Create pre-payments and estimate the resulting money savings. Save money by comparing different configurations (bank offers) or use the Loan Adviser feature which helps you decide on different loan parameters.



Application has three main sections:

  • Loan manager - keep track of your loans by creating a virtual copy of them. Estimate effect on loan in case of a partial pre-payment or in case of changes to interest rate. Customize different loan parameters to match your real loan for example - specify taxes, exact dates - loan start date, first payment date, pre-payments effective dates, etc.

  • Loan adviser - automatically generate different loan configurations based on a specified constraint such as fixed loan or regular payment amount and conveniently compare those in order to help you decide which is right for your needs.

  • Quick calculator - a classic and simple loan calculator that you can use to calculate regular payment amount, taxes, interest and other loan parameters. Full amortization schedule is created and data is also displayed in a user friendly format as a chart.


Help topics for each section provide help with comprehensive explanation of the features as well as application usage guidance.


Cachalote Loan Tools is an ADD-FREE application and does not require any strange permissions. Sensitive user information is not accessed and not sent to unknown servers. Your data is safe and no annoying adds are displayed !



Enjoy !