Cashhub- Instant Personal Loan

Personal Loans range from ₹1000 to ₹ 5,00,000

Tenure: 62days to 6 months. Interest rates range from 2%-29% depending on the risk profile of the customer.

Example: If the loan amount is ₹9,000 & interest is 24% per annum with tenure of 2 months, processing fee of Rs. 0 will be charged.

The interest for 2 months would come out to be ₹360. The EMI per month would be ₹4680. This would translate to a maximum APR of 24%. The total cost of the loan will be ₹9360. The total amount paid back including everything at the end of the term will be ₹9360.

About us:
Cashhub is an instant personal loan platform. Cashhub is a product of Appshub.. Cashhub Instant Personal Loan fulfills customers’ money needs completely online. Cashhub work to make sure that the application process is fast, easy and fully safe.

Cashhub is a Instant personal loan app that offers instant loans online starting from ₹ 1,000 up to ₹ 60,000. Apply for an instant loan and receive up to ₹ 60,000 as a direct cash transfer to your bank account

A representative example of the total cost of the loan Amount:
+ Amount Borrowed (Principal) = ₹14,999/-
+ Interest Rate (APR) = 36% (on Reducing Principal Balance interest calculation)
+ Tenure = 6 months
+ Processing Fee (incl. GST) = ₹826
+ Amount disbursed = ₹14,173
+ Your EMI amount = ₹2769 (based on PMT method, sample monthly payment)
+ Interest amount = ₹2769 x 6 - ₹14999 = ₹1614(sample interest calculation)
+ Total Cost of Loan = Processing Fee + Interest Amount + Late Fee = ₹826 + ₹1614= ₹2440
+ Principal repayment amount = ₹14,999/- (same as amount borrowed)
+ Total repayment amount = Principal repayment amount + Interest Amount + Fee = ₹14,999 + ₹1614 + ₹0 = ₹16,613

→ Types of Instant Loans we provide:

✓ Personal loans for salaried professionals: Salaried professionals can receive advance salary loans to cover small but urgent needs and have money transferred straight into their bank account

✓ Small personal loans: Get quick personal loans online up to Rs. 60,000 and repay in 12 months!

✓ Cash loan: Our cash loans can help you cover everything from monthly grocery bills to children’s schools fees and even outstanding bills that need to be cleared!

✓ Loans for self-employed: We are one of the only online loan apps in India that accepts self-employed professional & salaried applicants.

Eligibility :
✓ Indian Resident.
✓ Source of a monthly income.
✓ 20-60 years old.

Online loan for Salaried example:

✓ Loan amount: Rs. 50,000
✓ Tenure: 12 months
✓ Interest Rate: 20% per annum
✓ Processing Fee: Rs. 1,250 (2.5%)
✓ New customer onboarding Fee: Rs. 200
✓ GST on Processing and Onboarding Fees: Rs. 261
✓ Total Interest: Rs. 5,581
✓ EMI: Rs. 4,632
✓ APR: 23.2%
✓ Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581


Cash hub Personal Loan - Instant Cash Loan Features :
1. 100% Online process/B
2. Fund safety, protected by advanced server
3. Loan transfer via bank

Our Instant Loans are safe:

Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.

Contact us:

For help or any other details about NIRA, you may write to us at [email protected].