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Credit Scores

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1.7.1Free8 years ago

Download Credit Scores APK latest version Free for Android

Version 1.7.1
Update
Size 1.72 MB (1,801,080 bytes)
Developer Free Credit Score 2016
Category Apps, Finance
Package Name com.czlredit.scweores18
OS 3.0 and up

Credit Scores APPLICATION description

★★★★★

Credit Scores App gives you access to all of your financial information - mortgages, bank accounts, bills, loans, credit cards and, of course, your scores - all in one location, all under one account, Get tips on raising your credit score scale. all for FREE.

There are several items to think about when one is pondering what is a good Credit Scores. One way of estimating the ability of a borrower to pay back a loan is to look at that individual's credit score. The scores can be high or low or in the middle. If a Credit Scores is high, then it is assumed that a person would be able to obtain valuable credit and can easily pay back funds loaned to them. If a score is low, the perception is the opposite. A low t u credit report will make lenders cautious and it will not be easy for one to have monies extended to them. In a lender's eyes, various scores may mean different things, depending on the type of scoring system that particular creditor uses. This valuable credit score report free one obtains is helpful to those deciding whether or not to loan funds. Those entities extending credit can figure out the amount of money to offer an individual and with what interest rate as well.

Credit scores are composed of a varying degree of numbers, anywhere from 300-850. A score is made up of a range of pertinent factors. A look at the payment history information consists of thirty-five percent of the score. Observing the amount a person owes is thirty percent. The credit history longevity is fifteen percent of the new credit score range. New spending information composes ten percent. Consideration of the various kinds of credit used is the remaining ten percent of the score number.

Equifax, Experian, and TransUnion are three well know credit reporting agencies. One free annual credit scores meaning can be obtained from each of these companies for a total count of three reports a year. It is very important to digest the contents that are on one's report with a fine tooth comb. Information that is not accurate and correct can sometimes be found. Sometimes errors in late payment content, payment histories and amounts of monies owed can be seen. A person can be certain in reviewing the credit score jump that there is no identity theft as well.

Entities extending credit will be careful in looking closely at numbers on an individual's credit scores. For the most part, lenders feel that a score of 700 or above is thought to be very good to excellent. One would value keeping their scores high due to the many advantages of toning a high credit number. Credit extensions with low interest rate offers would be secured by the high scoring report owners. Also, fast credit approval processes can be received by those with that excellent high score!

In the list below, one can see the value in looking through the eyes of a credit lender to take in the information as they perceive it:

Excellent credit is a score of 760 or above. Very good credit is a notch below with that 700 to 759 score. A good score falls in the range of 680-699. An okay score is 620-679. A fair or so-so number is summed up in the 580-619 bracket. If a score lies in the 300-579 area, the score is considered poor.

It is valuable to the one wanting no credit check to critique their credit recovery approximately six to twelve months before applying for a big loan. In checking the report and seeing the credit score planner, one can look for any errors and make sure details are listed correctly. This time frame allows a credit seeker the opportunity to begin a process of making corrections where needed if errors were found. If errors still show on the report at the time of applying for a large loan, one must tell the lender of these mistakes.

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