Debt Collection Exam StudyToken

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A beautifully designed quiz app to help you prepare for the Debt Collection Exam. Simple and intuitive user interface. Quick and portable, on the go studying. No need for those heavy books or bulky note cards. No internet connection required.

The Fair Debt Collection Practices Act (FDCPA) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. It is sometimes used in conjunction with the Fair Credit Reporting Act.

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