e-cash

Join millions of satisfied Getloan customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind.

How to get started:
• Download the Getloan app
• Fill out our quick loan application in the Getloan mobile app
• Verify your identity through system
• Get cash sent directly to your Bank account, Mobile Money account, or PayPal account in an instant

How to repay your loan:
• Repay your loan with Mobile money or through our Paybill number and the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments

The benefits of Getloan in-app features:
• Track your credit with My Getloan Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Getloan customer success stories to inspire you on your journey

What are my loan terms?
Customers can express a preference for loan terms up to 180 days.
• 120-day loan payment terms have a one-time fee of 10-15%*
• Grow with Getloan and build your limit up to KSh 40,000 by making your loan repayments on time
• For example, for a 180-day loan with principal amount of KSh 2,000, the service fee would be KSh300 and the total amount due would be KSh 2,300.

Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 180 days.


Ready to get started? Download the Getloan app and apply for a loan today.

Privacy and permissions: When you download Getloan, we will ask to scan your Mobile money SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan. We take privacy very seriously and your personal information will never be shared without your direct permission.


Terms and Conditions: Getloan charges a one-time service fee of 10-15%* of principal amount. Repayment schedules may vary. There is a minimum repayment period of 60 days and a maximum repayment period of 180 days for minimum payment period to our clients; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 7% of the total amount still owed may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.


*Effective APR: apr descriptions
Excelent 720-850 10%
Good 690-719 13%
Fair 630-689 15%
Getloan will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.