Empower: Instant Cash Advance.

The Empower Card is the only card you'll ever need. Score Cash Advance up to $250* with no interest. Get paid up to 2 days faster†. Earn up to 10% cashback^. And never pay another overdraft fee. No matter what lies ahead, we'll help you thrive.

(Empower is a financial technology company, not a bank. Banking services provided by nbkc bank, Member FDIC.)

GET CASH ADVANCE UP TO $250*. You're doing everything you can to get ahead, but some weeks it's just not enough. Empower will float you up to $250 in fast cash advance when you need it most - No interest, no late fees, no credit checks. Just pay us back when you get your next paycheck.

GET PAID UP TO 2 DAYS FASTER†. Set up paycheck deposit to Empower, and we'll make that money available to you ASAP. That means up to 2 days earlier than most banks. Total game changer.

GET UP TO 10% CASHBACK^. Save money on the places where you shop already, like restaurants, grocery stores, gas stations, and more. No random offers, only great deals you're certain to use every week.

GET FREE ATM WITHDRAWALS. Enjoy convenient access to over 37,000 ATM locations across the US. Use them as often as you want, whenever you want, and never get charged a single dime for taking out cash.

GET FAST SERVICE. We've got our A team on standby to handle your questions over the phone, live chat, or email Monday-Friday from 6 AM - 6 PM PT.

Empower also helps you:

TRACK YOUR SPEND. Take control of impulse shopping with 24/7 alerts that monitor your expenses against your spend limits by category.

SAVE AUTOMATICALLY. Set aside cash for emergencies and big purchases - without lifting a finger. Just tell us your weekly savings target, and we'll study your income and expenses daily to figure out when and how much you can afford to save. We'll automatically move that money from your spending account to your Empower AutoSave Account so it's there for you when you need it.

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NO-NONSENSE PRIVACY. Your personal data belongs to you, and you alone. We would never share or sell your information to a third party.

STRICT SECURITY. We keep your money safe and sound with the latest-and-greatest bank-grade security features and protections: AES 256-bit encryption, multi-factor authentication, Touch/Face ID. For more information, visit empower.me.

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* Eligibility requirements apply. Free instant delivery is available for eligible customers with an activated Empower Card. No mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it.

† Early access to paycheck deposit funds depends on the timing of the employer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the employer's scheduled payment date.

^ Cashback deals on Empower Card purchases, including categories, merchants, and percentages, will vary and must be selected in the app. Cashback will be applied automatically when the final transaction posts, which may be up to a week after the qualifying purchase.

Empower charges an auto-recurring monthly subscription fee of $8 for access to the full suite of money management features offered on the platform. The subscription fee will apply (a) after the 14-day free trial concludes for first-time customers, and (b) immediately for customers returning for a second or subsequent subscription. Empower deposits are FDIC insured up to $250,000. Empower does not charge foreign transaction fees for the use of the Empower Visa Debit Card outside of the US. However, Visa charges a foreign transaction fee of 1%. Empower does not reimburse this 1% transaction fee on foreign ATM transactions or on any other foreign transactions or purchases.