twid - Track, Combine & Pay with your Reward Point

TWID is the millennials' new mode of payment app

You already have accumulated loyalty points individually from different brands be it fashion shopping, dining, travel, credit cards, debit cards, meal cards and more. What if you could club all of your points and pay for your daily spends? Even better, what if you earn additional points on every transaction no matter where you make it on TWID

From now on, spend wisely with TWID. For every payment you make, pay less and earn additional reward points. Its just like extra cash only for you.

Simple, Transparent & Secure Card Management
100% secured, TWID auto manage your rewards reading your transaction SMS, Realtime alerts, exclusive deals on your cards, benefits of using your card and much more

Pay Less Everytime
A currency better than cash, its Industry first cashless payment method at offline merchants of your choice, online partners, food ordering, hotels, flights and much more

Every Spend, You Get Extra Cash
When you buy something using twid, you get a percentage of your purchase back in twid card. Within few seconds. No limit. Use that just like cash

Made-For-You Offers
Imagine the world where you get offers only when you want it and for what you want it. You get it all here on twid


How it works
Seamless Pooling of your rewards
Get access to all your loyalty points with all banks & brands on one app, just by allowing the app to access ONLY transaction SMS. Combine points & make them bigger. Simplified tracking.

Use them JUST LIKE CASH
Your points become automatically more valuable when combined. Now use it as your extra cash everywhere for everything. twid is the New Cash.

Spending is the new earning
Forget cash. The more you swipe your card with twid, the more you earn. Delivering extra savings to you

FEATURES
Take control of your LOYALTY POINTS and SAVE - 'What', 'How' & 'Where' of your points
Keep an eye on your points earnings and expiry - no more surprises!
Club your points and spend on your next shopping, restaurant or movie!
40+ Banks and cards supported (India only)
TWID does not read your personal SMSs or upload any sensitive data, see https://twidpay.com/privacy.html for more details

Why twid needs the following permissions:

* READ_SMS & RECEIVE_SMS
Explanation: This is at the heart of the automated points tracking system. We automatically figure out the expenses from bank or brand SMS's that are received by the customer and then allocate loyalty points from our partner outlets.
** We don't read personal SMS, and cannot access any login/password details **

* ACCESS_FINE_LOCATION
Explanation: Required for recommending the nearest outlets where redemptions are possible of your points