FastLend4U

FastLend4U
We Provide. You Thrive.

Whatever your loan purpose is, we are ready to help!

Given its fast-paced nature, FastLend4U omits the unnecessary inconvenience from manual loan application processes. With our mobile application, clients can apply for loans online anytime without compromising their busy schedules. Our agile system enables a faster credit transfer than traditional lending methods.

Most importantly, our ZERO INTEREST plan allows individuals and families with low incomes to enjoy a safer, fairer, and more affordable credit solution.


Fees & Charges:

Minimum duration of payment: 3 months
Maximum repayment period: 24 months
Max. Annual Percentage Rate (APR) is 0%.
Processing Fee (Includes Legal Fee, Stamp Fee, and Service Fee)
RM300 ~ RM15000 depending on the loan amount

Early Termination Fee: None

Late Payment Interest
Late payment penalty may apply


Calculation of the Loan

Example:
Loan Amount - RM3000.00
Loan Period - 6 Months Installment
Interest Rate - 0%
Processing Fee (Includes Legal Fee, Stamp Fee and Service Fee) - RM30

Total Interest Charge: Loan Amount * Interest rate per month * Loan Period

RM3000 * 0% (Interest per month) * 6 Months = RM0

Total Repayment Amount: Loan Amount + Total Interest Charge
RM3000 + RM0 = RM3000

Monthly Installment Calculation: Total Repayment Amount / Loan Period
RM3000 / 6 Months = RM500

Total Cost of Loan = Processing Fee + Profit Rate Charges
Total Cost of Loan = RM30 + RM0 = RM30

Others:
Minimum repayment period 100days
Maximum repayment period 730days
Maximum Annual Percentage Rate 30%
Including all applicable fees (Service Fee, Legal Fee, Stamp Fee)


Terms and Conditions:
https://www.fastlend4u.com/terms-and-conditions/

Privacy Policy
https://www.fastlend4u.com/privacy-policy/


FastLend4U
We Provide. You Thrive.
Whatever your loan purpose is, we are ready to help!