FloatMe: Get Paid Early

***FloatMe does not support Chime, Varo, or prepaid cards at this moment.***

FloatMe’s innovative tools help you get ahead of their finances and make better decisions. We’re here to help you save money, manage your finances, prevent overdrafts, meet bills, and access your wages early.

Welcome to a better financial future with FloatMe.

Get started in just 2 minutes by connecting your bank account and telling us where you work. We’ll never check your credit. We support 10,000+ financial institutions including Bank of America, Wells Fargo, Chase, Navy Federal Credit Union, and USAA.

Once you’re set up as a member, you can immediately use our personal articles, manage your finances, see your overdraft risk, and access your earned wages early.

Here’s why millions of people have signed up to use FloatMe:

Get Paid Early with Floats*

We get it. Sometimes money is tight even when you are working you need to get paid sooner. Instead of getting hit with overdrafts or asking your boss to speed up your paycheck, you can access your unpaid earnings instantly.

By validating your employer, you can access the money you’ve already earned with no required fees.

Overdraft Predictions & Alerts

Spending more than you realized? We’ll let you know if you’re at risk of bank overdrafts. Had a significant event in your bank account? We can monitor it and let you know.

Manage Your Finances

View any linked accounts and track your cash inflows and outflows. See what you’re spending and where. More tools coming soon.

Grow Your Knowledge

All members receive access to our growing library of articles, tools, and other personal finance resources covering topics like taxes, budgeting, emergency funds, strategies to save money, and more.

Bank-Level Security
All your data is secured with 256-bit encryption - the same level banks use. We do not share or sell any of your personal information with 3rd parties.

Support
Need help? You can submit a support request and access a large (and growing) library of help articles and guides at floatme.zendesk.com or via [email protected]

FloatMe is not affiliated with Dave, Albert, Earnin, Klover, Brigit, Possible, Empower, MoneyLion, Cleo, Cash App, Venmo, or Self.

For more information, please visit floatme.com

*FloatMe does not offer personal loans or payday loan products. Floats are one of several services provided to eligible FloatMe members and carry no mandatory fees. Your available Float limit will be displayed to you in FloatMe’s mobile app and may change from time to time based on factors determined by FloatMe. Standard Floats do not carry a mandatory minimum or maximum repayment term and FloatMe does not charge late payment fees. Generally, your scheduled repayment date will be your next predicted direct deposit date but may be repaid manually in-app at any time. Standard Floats do not have any interest or fees and are provided at 0% APR. For example: a $50 Standard Float paid back on the date you agreed to in-app would carry 0% interest and $0 in financing fees, equating to 0% APR. Floats are non-recourse; you will not be eligible to request a new Float until your outstanding balance is repaid. For more information, please see FloatMe’s Terms and Conditions for additional, terms, conditions, and eligibility requirements.