FREE Credit Report

What is considered a good credit score?
if i have a credit score of 670 is that good or bad?

Your credit score is so-so. If your credit score is over 800 - you are in 10% of the populace. The credit score of 710 halves Americans - one half has a higher score, the other - a lower score. Those who have credit score below 575 are in the bottom 10%. bottomline: you are neither in top 10%, nor in bottom 10% . Your credit score is a little bit lower than everage. If you want to know how your credit score is composed you can check out http://www.credit-land.com/articles/arti...

By the way, where did you get you Free Credit Report from? There are three major credit bureause and the score they give you may differ. Their credit reports might contain errors that hurt your credit score. You can contact the credit bureaus and ask them to remove the negative items.

The definition of a good credit score is based on the nature of the loan availed. But in the general, a good credit score is a score that confirms to the FICO rating. This rating is a number given to people in respect of their credit. A good credit score is nothing more than the FICO (Fair Isaac Company) rating. This organization carries out statistical research to gauge the chances that people will actually repay their debts.

The FICO numbers determine what makes a good credit score as a range that generally lies amid 300-800. Usually higher the number, better the score. E.g. a person whose score is 700 can easily answer what a good credit score is by considering the interest on loans they get. Usually they get excellent offers because of their rating.

Truly Free Credit Scores - Get Free Credit Scores. No Trials. No Credit Cards. Easy & Truly Free.