How to Check Bank Balance: All Bank Account

This App contains about How to Check Bank Balance Without Going to the Bank?

Debit cards are a way to deduct money from your bank account and function the same as cash and checks. When using a debit card, people pay for an item or service immediately. Credit cards, though similar in appearance, are different, as they allow users to pay for goods later. Debit cards can be a useful tool in managing your personal finances. Checking the balance of your bank account can be done using the card at an Automatic Teller Machine, but this can be inconvenient and time-consuming, particularly if a person needs to know whether he has incurred a negative balance.

1. Gather your information
You’ll need to have some details on hand for any of the routes you pick to check your debit card balance. Get your debit card and have your PIN number on hand, and you should be good to go.

2. Call customer service
One way to check your account balances (if you don’t have an online account or don’t want to go to the ATM or bank branch) is to simply call your bank. After providing the customer service representative with your account and PIN numbers, he or she should be able to let you know your current debit card balance. Some banks have automated systems that will tell you balance in your checking account - and therefore your debt card - once you’ve confirmed your identity.

3. Log onto your account online
If you already have an online account with your bank, checking your debit card balance online is probably the easiest way to do so. Head to the bank’s website and type in your credentials to log in (typically a username and password).

4. Create an online account
If you don’t have an online account, you can set one up by clicking on a link that will probably say something like “create an account” or “register.” You’ll need to fill in some information - like your account and routing numbers, name, address, and birthday - and you’ll be asked to create a username and password.

5. Scan the homepage
For most banks, the homepage that pops up should include your checking account information (including the current balance, which is linked to your bank debit card), as well as any other accounts you have with the bank.

Be sure you understand which account you’re looking at when it comes to checking your debit balance, since this is essentially a cash line. For example, if you have a savings account linked to the same bank, that account will likely show up on the homepage as well when you log in - be sure you know which is which before moving forward with transactions that involve your debit card.

6. Log off
It’s especially important to make sure you log off of any website that contains personal and/or private information if you’ve logged on in a public place (although it’s best to avoid logging on a private account from public-access WiFi in the first place), but it’s good practice to always log out of websites that contain your personal and private information, no matter where you are.

7. Head to an ATM
If you need to take cash out anyway, heading to an ATM to check your balance can cross two things off your list at once. Check your bank’s website for a location finder to find the ATM nearest to you. Using another bank’s ATM may cost you a fee, although most banks allow you to at least check your balance from an outside ATM for free.

8. Insert your debit card
Whether it’s a drive-up or walk-up ATM, in order to check your balance and withdraw money, you’ll need to put in your debit card and enter your PIN to gain access to your account.

9. Select the option for a balance inquiry
Different banks may have slightly different home screens for ATMs, but most have a button that says something along the lines of “balance inquiry” or “bank balance” that you can select to view your balance. Depending on your bank, the balance will either be displayed directly on the ATM screen or printed out on a receipt.