Instamojo - Business App for MSMEs in India

Instamojo powers more than 1,200,000+ businesses just like you. You'll love it

Get started in 2 minutes
- Sign up and start collecting payments with the app within minutes

Share links with customers & collect payments
- Do more with payment links with Instamojo’s Smart Links - add expiry, business details, custom branding, shipping details & more.
- Share links on SMS, WhatsApp, Email, Facebook, Twitter, Instagram, etc.

100+ payment modes, one payment gateway app
- Credit card, Debit card, Net-banking, Wallets, NEFT, RTGS, UPI, IMPS and many more modes of payments supported.

Create your free online store & sell physical/digital products on the go
- With mojoCommerce, now create your personalized online store on the go for FREE


A hassle-free process to access instant money for any of your personal or business needs.
- Instant approval and disbursal in 24 business hours
- Borrow a minimum Rs. 10,000 and maximum up to Rs. 1,50,000
- Tenure of 6 to 18 months available with easy repayment options
- Monthly reducing balance interest rates ranging between 18-36%
- Loan approval even if you do not have a credit history by leveraging your device data.

UNDERSTAND YOUR LOAN
For ₹1,00,000/- borrowed, at interest rate of 18% p.m. for 12 months (interest rate on reducing balance method), you would pay:

Processing fee = 2950(inclusive of 18% GST)
Interest = 14850
Total amount repaid after a year = 114850

*Interest rate and processing fees varies as per customer’s choices

Ship products to more than 26,000 pin codes in India via Instamojo Payments App
- Activate mojoXpress and enable integrated shipping services to ship your products to more than 26,000 pin codes in India

Enable faster payouts
Process faster payouts & get bite-sized loans powered by mojoCapital. Instant payouts, Same day payouts, Next day payouts available
*Activation of faster payouts are subjected to eligibility

Subscribe to hundreds of small business tools & apps
- Extend Instamojo payment gateway's productivity by connecting in-built smart business tools. Free Leads Manager (CRM), Free Credit Book (Bahi Khata), One-page websites, Domains & emails, AI-enabled e-commerce analytics and so many more

Get powerful sales analytics
- Get detailed sales insights right from your app dashboard, take informed decisions and plan with confidence

One of the most secure payment collection app
- PCI-DSS Compliant, 128 bit SSL, Fraud Protection and proactive customer support

Honest & Transparent Pricing
- Flat 2% + ₹ 3 per transaction for payments across all modes.
- That's it! No setup, maintenance or other charges.

Here's what our customers say

I went for Instamojo because of the ease and simplicity it offers. - Jubin Mehta, & Saadho.co.in

Instamojo provides us the easiest single window platform to route all our online businesses. -Pravesh Pandey, Big Brewsky

For over a year, we tested Quirksmith through flea markets and we relied completely on Instamojo for payments and product listings. - Pragya Batra, Co founder, QuirkSmith Jewellery

Know more: https://www.instamojo.com/customer-stories/

Follow Instamojo on social media for regular updates and business tips:
- FACEBOOK: https://www.facebook.com/instamojo
- TWITTER: https://www.twitter.com/instamojo
- WEBSITE: https://www.instamojo.com