Kashat

Kashat is Egypt’s first lending mobile app offering small loans for small business owners. Loans start from 100 EGP and go up to 1500 EGP. Once approved, you can withdraw your loan through the following disbursements channels: Fawry, Vodafone Cash, Etisalat Cash or Aman.


Service and Admin fees:
The annual percentage rate (APR) charged for borrowing from Kashat is 16% - 28% of the loan amount. The APR is expressed as a percentage that represents the actual cost of funds over the term of a loan.
The max (APR) charged is 28% of the loan.
8 EGP is deducted in the form of processing fees from the total limit amount at the time of disbursing the loan.


Repayment plans Options:

Duration 91 Days subject to approval
Check Offer’s Tab for Other payment options
A late fee of 3 EGP/week is applied with a maximum cumulative late fee of 24 EGP over 8 weeks for all loan amounts in late payments.

Salient Features:

- Provide a few details to create your account
- Answer a few questions.
- Flexibility to choose an amount required from the limit assigned to you
- Zero collateral, or personal guarantees and minimal documentation

What do you need to create an account on Kashat?

- You must be above 18 years old.
- You must be an Egyptian citizen.
- Your national ID must be valid.
- Set your pin code to access the app

How can you apply for a loan?

- Download the application
- Accept Kashat app permissions
- Scan your National ID
- Create an account
- Answer a few questions.
- App will calculate and assign a loan limit for you.
- Accept the limit and withdraw the amount within minutes.

How can you withdraw your money?

After limit approval, Kashat will generate a voucher which you can cash out from the mentioned disbursement channels: AMAN Stores, Vodafone Cash Fawry.
How much can you borrow from Kashat?
Limits start from 100 EGP - 1500 EGP, Kashat starts out with small loan amounts, and every time you repay on time your credit score increases, providing you an opportunity to borrow a higher amount on subsequent loan applications.
To learn about increasing your credit score, visit the financial tips section in the App


Kashat offers can help you:

- Increase your loan limits.
- Pay less administrative and service fees.
- Increase your chances of getting a better credit score.

To learn more about our offers, visit the offers section.

How can you repay your loan?

Generate a repayment voucher within the app which provides you with multiple repayment channels.

Privacy and permissions:

When you download Kashat, you will be required to scan your National ID in order to verify your identity and grant some android permission to your phone, the permission may include the camera, contacts, location, and others.

We encrypt your data to ensure the highest standards of privacy and security
Your privacy is important to us; your personal information will never be shared without your permission.

Contact us:

We're always pleased to hear from you!
If you have any feedback, questions, or concerns, you can reach us at [email protected], www.facebook.com/Kashateg, Or call us at 15022