KoinWorks: Business Loans, P2P

KoinWorks facilitates financial management & business capital loans for MSME with cash loans, invoice financing, employee loans, etc, with easy submission✅, low interest✅, without credit card✅ or collateral✅. Also facilitates asset development through business funding, Gold Savings/Investments, Bonds, etc. One of the pioneers of Peer to Peer Lending fintech in Indonesia, registered & supervised by OJK.

📗 Providing various solutions & financial reports.
🔰 Registered at OJK, registration number: S.87/MS.72/2020, February 10, 2020.
🔐 ISO 27001 certification for the financial aggregator services industry.

🏦GROW YOUR BUSINESS WITH KOINWORKS NEO

KoinWorks NEO provides easier, faster, practical business financial management - activate in 2 minutes, enjoy these features:

NEO Card
• Multiple virtual cards for multiple business needs
• Create a card in 1 minute for your operational, marketing, employee benefits, or other needs
• Top-up instantly, up to IDR100,000,000 per card
• Transact online with preferred merchants, domestic or international

Payment Link
• Start receiving payment from various methods, including credit card, debit card, e-wallet
• Generate a payment link or download an invoice in 2 minutes
• Schedule recurring payments

Send Money
• Anytime, anywhere, send money to any bank with 0 charges
• High limit per transaction, realtime or scheduled

Enjoy daily bonus up to 15% p.a.

💰CAPITAL LOANS FOR MSME BUSINESS

✦Non-bank online business loans up to 2 billion, low origination fees, start from 0.75% of the loan amount, low installment effective interest, starting from 9% per year through KOINBISNIS. Cash loan disbursement will be faster if your business's financial profile is healthy, so check your credit score first.

✦Accelerate the disbursement of client invoices that are not yet due by up to 80% with invoice financing through KOININVOICE loans so that your cash flow is safe.

✦Help your employees' loan needs by paying early and fast salaries through KOINGAJI.

BENEFITS:

✦ Large business loan limit up to 2 Billion
✦ Low business loan interest between 0.83% - 1.92% per month!
✦ Business loan tenor from 6 months up to 24 months
✦ Affordable fees

Loan Simulation:

✦ Loan amount e.g IDR 100.000.000
✦ Yearly interest rate e.g 15% p.a and loan tenure e.g 12 months
✦ Total interest (yearly) = (yearly interest rate/ tenure) x loan amount
✦ Total interest (yearly) = (15%/12)x100.000.000 = IDR 15.000.000
✦ Monthly installment = (total interest + loan amount)/tenure
✦ Monthly installment = (15.000.000+100.000.0000)/12 = IDR 9.583.333

💲GOLD INVESTMENT & ASSET DEVELOPMENT

✦Long term profit with gold investment, Buy and sell gold from Antam and UBS online, starting from IDR 1,000 through KOINGOLD.

✦Despite the gold investment, you can develop assets by funding MSME businesses, based on P2P lending, effective returns up to 18% per year, funding starts from IDR 100K and multiples through KOINP2P. KoinP2P is licensed and supervised by OJK, with letter number: KEP-125/D.05/2019 dated December 13, 2019.

✦Join automatic P2P funding, utilizing Artificial Intelligence (AI), low risk, with 4%-14% p.a yield, starting from IDR 100K and multiples through KOINROBO.

✦Development of assets with low risk by Securities (SBN)/ Government Bonds (SUN): buy SBR, Indonesian Government Bonds (ORI), and Retail & Savings Sukuk (sharia bonds) through KOINBOND.

BENEFITS:

✦Modern gold & asset investment methods
✦High funding Interest (return)
✦Legally supervised by OJK
✦With a small capital, you can start investing in gold and developing assets

PROVISION:

⚠︎KoinWorks similar to neobank
⚠︎KoinWorks NEO ≠ digital bank
⚠︎KoinP2P ≠ saham, forex
⚠︎KoinRobo ≠ deposito

📞CONTACT:

WA: +6281703972888
Email: [email protected]