Kuvera Personal Finance App

Wealth management simplified. Track and transact Mutual Fund, Gold, EPF, Indian and US stocks commission-free. Everything you need, we’ve got you covered.

Kuvera is the world’s first completely Free Financial Planning and Investing platform. That’s right - no hidden commissions, no AUM linked or monthly subscription fees.

Zero commission. Pay less, get more
- Only Direct Mutual funds. Save 35% over 20Y.
- Invest via SIP or in lumpsum for as little as ₹500.
- Switch from regular to direct mutual funds.
- Transfer your investments from existing apps like Groww, INDWealth, Paytm Money, Coin for free.

All assets under one roof
- Direct Mutual Funds
- Gold
- Indian stocks
- US stocks
- Employee provident fund
- SaveSmart

Buy 24K 99.9% pure digital gold - easily and securely
- Better than gold mutual funds.
- Add and track gold you already own.
- Get live market rates any time you buy or sell.
- Gold secured in bank-grade lockers by Brinks, a global leader in asset security.
- Sell anytime! Receive the amount directly in your bank account.

Stock Market Investing Made Super Easy
• Invest in Nifty 50 (NSE) & Sensex (BSE) listed stocks with live share price movements
• Get the daily list of top gainers, top losers & top by market cap.
• Compare stocks with peers through intuitive charts.
• Complete stock analysis with company financials like P&L, Balance Sheet, etc.

Diversify with US stocks
- Get the daily list of top gainers, top losers & top by market cap.
- Compare with other companies in the same industry.
- Invest commission-free in over 1000+ US stocks and ETFs.
- Participate in the latest NYSE IPOs.
- Buy a fraction of your favourite stocks for little as $1.
- Fund your account with $10.

Wealth management simplified
- Plan your long term goals with goal-based investing.
- Lower your long term tax liability with Tax harvesting.
- Be your family’s wealth manager through a Family account.
- Switch Mutual fund or redeem with the least tax and exit load with TradeSmart.

Plan for emergencies with SaveSmart
- Money parked in Liquid Mutual funds managed by India’s most reputable fund houses.
- Withdraw up to ₹2 lakhs within 30 minutes. Be prepared for all emergencies.
- Build your emergency fund with SaveSmart monthly.

Get instant Loan against Mutual Fund
- Get an affordable loan at 10.50% against your mutual fund holdings.
- Pay interest only EMIs on the outstanding balance. No Fixed EMIs.
- Incur only a one-time processing fee of ₹999. No hidden charges. Full disclosures.
- Loan starting from ₹50,000 up to ₹10cr.

Send money home, Cheap and Fast
- Enjoy low-cost and instant transfer through TransferWise.
- Approved by the Reserve Bank of India (RBI).
- Get guaranteed transfer rate for 24 hours.

You’re in safe hands
- SEBI registered RIA.
- Insights delivered to your inbox on a weekly basis.
- Custom advisory based on the portfolio and peer comparison.
- 128-bit Bank-grade encryption ensuring your data remains safe at all time.

If you have any questions, write to us [email protected]