lendpinoy

lendpinoy is the loan app product of AND Financing Corporation (AND FC). AND FC is a duly registered financing company with SEC Registration No. CS201840930 & Certificate of Authority to Operate (as a Financing Company) No. 1187.

AND FC strictly adheres with the local regulations & standards, including the Truth in Lending Act of the Philippines (RA3765). We are an official submitting entity of the Credit Information Corporation (CIC), in compliance with RA9510. Moreover, we are compliant with the Anti-Money Laundering Commission & National Data Privacy Commission.

Loan Application Requirements:
1 valid government ID
Phone verification through codes
Conduct selfie & voice verification

You may apply if you are:
Working in Metro Manila
Living in Metro Manila, Cavite, Laguna, Rizal, or Bulacan
Currently regularly employed for 6 months or more
Has a salary of at least P15,000 per month
Has an SSS number
21 years old and above
Why choose lendpinoy?
Get the full amount you borrowed
No security or collateral required
Flexible repayment

Privacy & Consent
The protection of your personal information is our utmost priority, we strictly adhere with the Data Privacy Act of 2012 (RA10173) & its Implementing Rules & Regulations.Always read & review the Privacy Policy, Terms & Conditions & Loan Agreements (to include Disclosure Statement) prior to proceed with the application & loan disbursement.

How to apply?
Download the lendpinoy app
Fill out our fast loan application in the app
Undergo verification through our secured AI, Machine Learning system
Once approved, your cash is directly sent to your nominated bank account in minutes.

How to repay?
You will receive scheduled loan repayment reminders through email, SMS & app notifications.
Repay & reloan instantly - no re-application required.
Pay through any 7-Eleven branch via CliQQ (*subject to P20 service fee)
Repay on time to earn bonus points to unlock other lendpinoy benefits such as lower fees, higher loan limits, & longer loan terms!
Loans can be repaid anytime, up to 180 days.
Salary loans can be repaid from a minimum of 90 days to a maximum of 180 days.

lendpinoy loan products:
lendpinoy's roster of loan products currently include personal microloan, installment loan & salary loan products available to loan any amount from P1,000 to P75,000 for up to 180 days. Employees of partner organizations are provided access to avail of a salary loan, while any member of the public is open to download the app & avail personal micro & installment loans subject to an onboarding process. Customers can choose repayment periods depending on the product they avail, & have the option to choose loan terms of up to 180 days. We provide loans with an effective monthly interest rate range of 3.5%-15% (APR range: minimum 42.6% to maximum 182.5%). In case of a late repayment, the customer is subject to pay a daily penalty of 0.5% of principal amount; maximum penalty for one loan is 15%.
Example: For a 90-day loan with principal amount of P8,000, the interest fee is P1,200; the total amount due is P9,200. Different repayment channels may charge varying service fees, such as CLiQQ machine fee of P20. No hidden fees.
Differing on the selected loan amount, users have the option of choosing a repayment term for up to 180 days.

Our Commitment
At lendpinoy, we value responsible borrowing & we strongly advocate financial literacy. For every loan, you will be provided a Disclosure Statement that you will either agree or discontinue the loaning process. We encourage our customers to always review the fees, charges & terms & conditions of your loan offer before proceeding & accepting your loan.

For any inquiries or comments, immediately message us at [email protected] & we shall gladly assist you.

If you have any feedback, questions, or concerns, please contact us at:
Website: https://lendpinoy.ph/
Email: [email protected]
CS Hotline: 09178775363 (Globe), 09088905389 (Smart)
Facebook: @lendpinoy