Personal Loan, Credit Card, Mutual Fund, Insurance

Money360 is a unique combination of money management app and online financial marketplace (Money360 Bazaar). The money management part tracks your personal expenses and helps you take control of your finances, while marketplace provides instant access to best deals on financial products like loans, credit cards, mutual funds and insurance.

Money360 app creates bank and credit card transactions automatically from your phone SMS. It also creates automatic reminders of your utility bill payments so that you never miss a payment due date. It shows rich and insightful reports to give you trend analysis of your spending pattern. You can create budgets to track and control your expenses. It has automatic backup and restore options so that you never lose your valuable data.

FEATURES

1. Personal Loans
• Avail instant personal loan via online approval process
• Compare and apply for online instant personal loans offered by leading banks and NBFCs
• Get details of the loan offer before applying
• Choose the best personal loan matching your criteria
• Quick and easy online application process

Loan Terms

Loan Amount: Upto ₹ 30 Lacs
Tenure: 3 to 60 Months
Annual Interest Rate: 10.75 to 25% (Depending on customer’s credit and risk profile)
Processing Fee: 1.5 to 6%

Example: A loan of ₹ 10 Lacs with an APR of 10.75% and tenure of 60 months, the monthly repayments will be ₹ 21,618

2. Credit Cards
• Compare and explore credit cards based on features and annual fee
• 25+ credit card options from top banks
• Get best credit card offers from ICICI Bank, HDFC Bank, American Express, SBI, Citibank and RBL
• Easy online application and instant approval on credit cards

3. Mutual Funds
• Invest in top Mutual Funds for free
• Choose from different categories of equity funds like Large Cap, Mid Cap, Small Cap and tax saving (ELSS) funds
• Invest in direct mutual funds through SIP or lumpsum at 0% commission
• Start SIP investment of ₹500/month in tax saving mutual funds

4. Insurance
• Buy term life insurance policy of 1 Crore online
• Buy individual or family floater health insurance plan
• Check and compare coverage amount, tenure, premium and other details

5. Automatic Expense and Bills Tracking
• No need to add bank and credit card transactions manually
• No need to create reminders for your utility bill payments
• Money360 will create transactions and reminders automatically from SMS

6. Reports
• View reports in plain REPORT, BAR CHART or LINE CHART formats
• Drill down the summary reports further up to transaction level
• With Money360 daily expense manager, you have the simplicity of analyzing your spendings using graphs and charts

7. Budget Tracking
• Create Monthly, Quarterly or Yearly budget for any given account
• Get an alert when your expense exceeds the budgeted amount
• Money360 daily expense manager will help you set goals for yourself by using the budget planner and daily expense tracker

8. Reminders and Bill Payments
• Set a reminder to add a transaction in future or set a recurring transaction
• Get alerts and notifications before reminder due date
• Mark a reminder as paid or create transaction from it when it is due

9. Data Security
• Money360 money manager is a highly secure app. Your data is always stored in encrypted format
• It is not connected to any server. Your data remains on your phone and your Google Drive only
• You can also lock the app with a password so that no one can open it

Access Permissions :
1. Contacts - Money360 adds its support phone number in contact list so that you can chat with the support team over WhatsApp in case you need any help.
2. SMS - Money360 reads SMS to create bank and credit card transactions automatically. It never reads personal messages or any sensitive information.
3. Photos/Media/Files - You can attach bills/invoice photos in transactions. For this Money360 needs to access images on your device.