pera247 - Online Cash Loan App icon

pera247 - Online Cash Loan App

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2.2.5Free1 year ago

Download pera247 - Online Cash Loan App APK latest version Free for Android

Version 2.2.5
Update
Size 31.67 MB (33,203,433 bytes)
Developer pera247 Lending Corporation
Category Apps, Finance
Package Name versluisant.kredit24
OS 6.0 and up

pera247 - Online Cash Loan App APPLICATION description

Fast, Convenient Cash Loans at affordable rates. Apply w/ just 1 ID & a selfie.
pera247 is a mobile app that offers credit products at affordable rates. You can borrow cash amounts of up to ₱15,000!

Why Choose Us?

FAST AND SIMPLE All it takes are a few taps on your smartphone and money will be sent immediately once approved. Only 1 valid ID and selfie required!

DIGITAL END-TO-END Your application will be fully digital. No documents or face-to-face interactions required for a fast and convenient process.

TRANSPARENT AND RESPONSIBLE We’ll show you the full cost of your loan with no hidden charges. We’ll clearly explain when and how to repay, even reminding you along the way. We’ll also encourage and educate you on responsible borrowing and financial planning and management. pera247 is always compliant with the Philippines Truth in Lending Act (RA 3765).

SAFE & SECURE DATA PRIVACY Data privacy is very important to us. We’re registered with the National Privacy Commission and follow its strict guidelines to ensure the privacy and security of your personal information.

InstantLoan Rates & Sample Calculation:
Loan amount: ₱1,000 to ₱15,000
Processing fee: 5%
Monthly interest rate: 8%
Maximum Annual Percentage Rate (APR): 96%
Minimum repayment period offered: 72 days
Maximum repayment period offered: 100 days

Juan De La Cruz borrows cash to pay bills before his payday. He borrows ₱3,000 with a 90 day term. He would then owe a processing fee of ₱150, interest rate of ₱729 for a total payment of ₱3,879.**

[₱3,000 (principal) + ₱150 (processing fee) + ₱729 (interest rate) = ₱3,879 (total payment)]

**Maximum Effective Interest Rate (EIR) in this example is at 29.3%.

SEC Disclosures:
pera247 Lending Corporation is a duly registered lending company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority (to operate as a lending company) No.: 2582).

pera247 Lending Corporation adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in Fintech Protects Community of Practice by The Smart Campaign, an initiative of the Center for Financial Inclusion (CFI) at Accion.

For more details, visit us on social media:
Facebook: facebook.com/pera247
Website: pera247.ph
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Old versions

Version Size Update
⇢ 1.0.4 (1 variants) ↓ 8.72 MB ◴ 5 years ago
⇢ 1.0.3 (1 variants) ↓ 8.69 MB ◴ 5 years ago
⇢ 1.0.1 (1 variants) ↓ 8.03 MB ◴ 5 years ago