Pradhan Mantri Awas Yojana In 1 Minute

This App is for informative purposes for Pradhan Mantri Awas Yojana.
We can give better and fast money loans for home loans than Pradhan Mantri Awas Yojana. That is why it is called Pradhan Mantri Awas Yojana in 30 Seconds.

Getting a Pradhan Mantri Awas Yojana is not an easy task, climbing Mount Everest is. But we at ‘Fast Loans’ make it a cake walk.


Advice for taking instant Pradhan Mantri Awas Yojana


Advice for Pradhan Mantri Awas Yojana #1 Pay Your Outstanding Loans

The most important of all is to pay your outstanding loans and never miss it or your CIBIL score may come down. Rule is to never ever miss your EMI or your monthly instalment. A single default in payment will bring your CIBIL score substantially down. Cibil score is your good will is your report card which will tell whether your loan will pass or fail. It determines your future financial progress, your financial stability, your financial credibility in the lending market. When you have good paying history which remain up to the mark with time without any default then your mortgage lender your money lender your lender whether a bank or a private financer will believe you that you will be responsible in the same way toward your Pradhan Mantri Awas Yojana, your housing loan equally. Before applying for a Pradhan Mantri Awas Yojana always remember to make all your payments up to date / pay them regularly time to time.

Pradhan Mantri Awas Yojana Advice #2 History of your Employment

To keep it simple in straight line is that when an loan applicant is employed in the same job for more than 2 years or in the same kind or same field of job for that amount of time then an approval for Pradhan Mantri Awas Yojana is more easy and more probable. For example if a loan applicant is looking to change his job and is also looking for a Pradhan Mantri Awas Yojana then the best and way or the only way is to wait for your Pradhan Mantri Awas Yojana to get approved and then change your job. After getting your Pradhan Mantri Awas Yojana approved one can change job or switch job thereafter. Rule is to take Pradhan Mantri Awas Yojana first then change your job.

Pradhan Mantri Awas Yojana Advice #3 Clear all your pending loans

An applicant’s earlier loans or all pending loans should be cleared and should be brought to almost Zero before Pradhan Mantri Awas Yojana is applied. Whereas private finance companies like ours ‘Fast Loans’ are liberal about it. Because when an applicant’s loan application is approved the income to debt or outstanding liabilities ratio is considered by the lender. All those applicants having debt to income ratio in control are more likely to get a Pradhan Mantri Awas Yojana than others.

Pradhan Mantri Awas Yojana Advice #4 Reserves / Savings to show minimum down payment

The most important of all is to have to have reserves or some savings to show the lender that you are capable of paying down payment and are also capable of paying monthly interest (instalments) on your Pradhan Mantri Awas Yojana on your own and not from the loan amount which is sanctioned. When you have enough money in savings to cover your Pradhan Mantri Awas Yojana expenses like process fee, file charge etc. Whereas we at ‘Fast Loans’ do not charge any process fee or file charge.

Get Pradhan Mantri Awas Yojana with Bad Credit


Getting a Pradhan Mantri Awas Yojana with bad credit is a herculean task. Availing a Pradhan Mantri Awas Yojana with bad credit score or bad CIBIL is near to impossible.

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