Retra- Instant Business & Personal Loan

The best moments in life don't wait for you to be ready. We know the importance of being in the right place at the right time. That's why at Retra, we bring the funds you need to your fingertips fast, securely and conveniently. With loan amounts up to ₹25 lacs you can unlock your dream in minutes. All you need to do is download this app and enter a few details for us to verify your identity. Our super intelligent scoring engine also allows you to pick an EMI that works best for you. So, what are you waiting for?

Retra is a digital financial services company that is redefining lending by providing beautiful, friendly products for everybody. We make it easier for businesses and individuals to achieve their goals and grow into their aspirations by providing state-of-the-art credit facilities. We put YOU in the centre of everything we do, and we don’t stop there. Download our App today and see for yourself!

✅ Why choose Retra?

✔️Avail personal and business loan
✔️Get quick approval
✔️ Get personal loan amount from Rs. 50,000-Rs. 25 lakhs
✔️ Get business loan amount from Rs. 50,000- Rs. 50 lakhs
✔️ Loan tenure ranging from 6 months-3 years
✔️ Minimal paperwork
✔️ Only require address proof, identity proof and income documents
✔️ 10+ lending partners
✔️ Quick loan disbursal
✔️ Lowest interest rates
✔️ High CIBIL not required
✔️ 24*7 customer support
✔️ Minimum foreclosure and prepayment charges
✔️ Loan is provided to first time borrowers as well

🤝 Loan Approval Criteria for Retra Personal Loan 💰

- Should be aged above 21 years
- LOW income to expense ratio
- Should be salaried or self-employed
- Good professional experience
- CIBIL should be at least 600
- Should have valid documents

🤝 Loan approval criteria for Retra business loan 💰

- Should have valid documents
- Business should be at least 3 year old
- Should have minimum turnover of {{please help}}
- CIBIL should be at least 600

🙅🏻Your personal or business loan application will be rejected if:
- You provide false information
- Credit history is not up to the mark
- High income to debt ratio
- Apply for an amount which you cannot comfortably repay

✅ 💰Retra Personal loan can be used for

- Two-wheeler or four wheeler purchase
- Home renovation or construction
- Debt consolidation
- Family function & weddings
- Travel
- Education
- Medical emergency

✅ 💰Retra Business loan can be used for

- Buying a new space
- Purchasing equipment
- Business expansion
- Managing cash flow
- Renovating the space
- Paying off existing debt
- Paying salary of the employees

📲 How does Retra work?

➡️ Login to the Retra website or application
➡️ Enter your requirement and few additional details
➡️ Upload KYC and other income documents
➡️ Get loan approval and call back from us within 24 hours
➡️ Receive a call from our lending partner
➡️ On disbursal, get loan amount in your back account in just 48 hours

🏠 Personal and business loan available in cities:
• Mumbai
• Pune
• Ahmedabad
• Coimbatore
• Hyderabad
• Vizag
• Chennai
• Delhi
• Jaipur
• Kolkata and other 50+ cities

Please do reach out to us at [email protected] to get more information.