Atome ID - Buy Now Pay Later

Atome is one of Southeast Asia's leading digital consumer financing platform platform. Short for "Available to Me", Atome offers shoppers flexible payment solutions at popular online and offline retailers across categories like fashion, beauty, lifestyle, travel, fitness and homeware.

We empower a new generation of digital-savvy, mobile-first consumers by giving them smarter access to their aspirations.

Atome is revolutionizing the pay later shopping landscape with the launch of the Atome Card. This virtual and physical card enables cardholders to shop online or in-store everywhere Visa is accepted.

ATOME CARD APPLICATION ELIGIBILITY

- Valid ID (KTP)
- 18 years old and above
- No minimum income requirement
- No paperwork needed

HOW TO APPLY FOR THE ATOME CARD

1. Download the new version of Atome app and tap the 'Atome Card' tab
2. Fill in your personal information and complete your ID identification in just 90 seconds
3. Get approved in 2 days working days
4. Receive your Atome Card via mail with a spending limit of up to Rp50.000.000

HOW TO SHOP WITH THE ATOME CARD

1. Activate your virtual and physical Atome Card using the Atome app
2. Use the virtual card to shop at online stores
3. Use the physical card to shop both online and in-store where Visa is accepted

Besides shopping with the Atome Card, you can use the Atome app to enjoy Buy Now, Pay Later payments at your favorite brands. Download the Atome app today to start.

HOW TO PAY WITH ATOME BNPL

1. Pay with Atome
If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

2. Choose from flexible payment options
Atome allows you to pay flexibly. Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and subsequent payments monthly.

3. Keep track of your bills
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills” on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.


WHAT YOU’LL LOVE ABOUT ATOME

1. Buy now, pay later
Split your purchase into 3 or more payments.
Some things in life shouldn't have to wait. With Atome, you can get a head start. Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners.

2. Fuss-free payments
You’ll take only 72 seconds to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card - so you’ll never have to worry about missing a payment.

3. Shop online and in-stores
Use Atome to pay later at all your favourite brands including ZALORA, Agoda, Zara, Masimo Dutti, Tumi, Sogo, The Food Hall, Sports Station, Matahari Department Store, Farmers Market, and many more. Atome is accepted by a wide range of offline and online brands ranging from women’s and men’s fashion to beauty, home, baby & kids, electronics, sports, outdoors, travel and lifestyle.

4. Vouchers and discounts
Download our app to get the latest update about our promotions, cashback, deals, recommended stores and other promotion notifications:
- Exclusive deals at our partner retailers for new and existing users
- Personalised recommendations so you can get your favorite items at great prices
- Promotion notifications so you never miss out

CONTACT US

Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at [email protected]. Love using Atome? Leave us a rating and review on the app store and follow us on social media:

Atome
Website: https://www.atome.id
Help Center: [email protected] or 021-50251717
Instagram: https://www.instagram.com/atome.id