Download UnaCash - Quick Cash Loan app APK latest version Free for Android
| Version | 1.1.43 |
| Update | 1 year ago |
| Size | 18.45 MB (19,344,038 bytes) |
| Developer | Digido Finance Corp. |
| Category | Apps, Finance |
| Package Name | com.robofinance.unacash |
| OS | 6.0 |
UnaCash - Quick Cash Loan app APPLICATION description
Affordable loans and flexible installment plans
UnaCash is a fast loan app, one of the fastest cash loan apps in the Philippines in 2022. Users can apply for a Credit Line that can be used for the Cash Loan, online installment shopping, and Lazada Wallet credits!
Credit line usage:
1. CASH LOAN
- fast cash loan when you transfer your credits to your bank account after loan approval
2. LAZADA LOANS
- You can also choose to shop at Lazada by converting your credits to Lazada Wallet Credits!
3. SHOPPING LOANS INSTALLMENT UP TO 0% INTEREST
- Using your credit, shop for items from our merchants which offer loans installment; gadgets, beauty, fashion, automotive, home, grocery, and a whole lot more!
More amazing features:
1. Automated credit renewal
- Once you pay thru our convenient online payment partners, your credit instantly replenishes!
2. No hidden charges
- Get the full amount of your loan. UnaCash makes sure you get 100% of the cash/credit you need.
3. No Downpayment for shopping installment
- Shop from our Merchant Partners without any downpayment, we make sure you get the items you wanted without having to pay cash upfront!
Credit line amount:
- min PHP 1,000
- max PHP 50,000
Loan terms:
- min 2 months (at least 61 days)
- max 6 months
A number of payments:
- 2 times a month up to 6 months
Monthly interest rate:
- UnaCash Loan 16% per month
- UnaCash Credit Line from 0% (depends on merchant)
-Lazada Loan 13% per month
Disbursement fee:
- PHP 0
No loan disbursement and/or servicing included.
Early repayment is available any time after loan disbursement.
Accrued interest cannot be canceled in case of early repayment.
Past Due Interest: past-due interest 120% annually out of outstanding principal. Example: installment principal amount 500 PHP. Daily PDI (500PHP*120%)/360
Penalty. 25% annually out of outstanding interest. Example 5000 PHP outstanding interest. Daily penalty (5000 PHP*25%)/360
Maximum APR: 192%
Minimum period: 61 days
Maximum period: 180 days
The online cash loan cost is calculated:
Amount to be returned = Loan Amount + Interest Amount, where
Interest Amount = Loan Amount * Loan Period * (Rate in %)
Interest is accrued to initial loan amount and included into repayment, e.g.:
Online cash loan amount = PHP 13,000
Loan installment terms = 5 months
Nominal monthly interest rate = 16% per month
Interest amount total for 5 months = PHP 10480.83
Repayment (bimonthly) = PHP 2348.8
Repayment (monthly) = PHP 4696.17
Total amount to be paid by client = 23480.83
UnaCash is operated by DIGIDO FINANCE CORP., a licensed financing company (SEC Registration No. CS202003056; Certificate of Authority No. 1272).
Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.
Credit line usage:
1. CASH LOAN
- fast cash loan when you transfer your credits to your bank account after loan approval
2. LAZADA LOANS
- You can also choose to shop at Lazada by converting your credits to Lazada Wallet Credits!
3. SHOPPING LOANS INSTALLMENT UP TO 0% INTEREST
- Using your credit, shop for items from our merchants which offer loans installment; gadgets, beauty, fashion, automotive, home, grocery, and a whole lot more!
More amazing features:
1. Automated credit renewal
- Once you pay thru our convenient online payment partners, your credit instantly replenishes!
2. No hidden charges
- Get the full amount of your loan. UnaCash makes sure you get 100% of the cash/credit you need.
3. No Downpayment for shopping installment
- Shop from our Merchant Partners without any downpayment, we make sure you get the items you wanted without having to pay cash upfront!
Credit line amount:
- min PHP 1,000
- max PHP 50,000
Loan terms:
- min 2 months (at least 61 days)
- max 6 months
A number of payments:
- 2 times a month up to 6 months
Monthly interest rate:
- UnaCash Loan 16% per month
- UnaCash Credit Line from 0% (depends on merchant)
-Lazada Loan 13% per month
Disbursement fee:
- PHP 0
No loan disbursement and/or servicing included.
Early repayment is available any time after loan disbursement.
Accrued interest cannot be canceled in case of early repayment.
Past Due Interest: past-due interest 120% annually out of outstanding principal. Example: installment principal amount 500 PHP. Daily PDI (500PHP*120%)/360
Penalty. 25% annually out of outstanding interest. Example 5000 PHP outstanding interest. Daily penalty (5000 PHP*25%)/360
Maximum APR: 192%
Minimum period: 61 days
Maximum period: 180 days
The online cash loan cost is calculated:
Amount to be returned = Loan Amount + Interest Amount, where
Interest Amount = Loan Amount * Loan Period * (Rate in %)
Interest is accrued to initial loan amount and included into repayment, e.g.:
Online cash loan amount = PHP 13,000
Loan installment terms = 5 months
Nominal monthly interest rate = 16% per month
Interest amount total for 5 months = PHP 10480.83
Repayment (bimonthly) = PHP 2348.8
Repayment (monthly) = PHP 4696.17
Total amount to be paid by client = 23480.83
UnaCash is operated by DIGIDO FINANCE CORP., a licensed financing company (SEC Registration No. CS202003056; Certificate of Authority No. 1272).
Please study the terms and conditions in the Disclosure Statement before proceeding with the loan transaction.
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Old versions
| Version | Size | Update |
|---|---|---|
| ⇢ 1.1.43 (3 variants) | ↓ 17.87 MB | ◴ 1 year ago |
| ⇢ 1.1.42 (2 variants) | ↓ 17.61 MB | ◴ 1 year ago |
| ⇢ 1.1.41 (3 variants) | ↓ 17.31 MB | ◴ 1 year ago |
