Upesi Upesi Loans Guide

Our app entails details of Mobile Apps that provides loans in Kenya. Within the app you will be able to check the following about the app;

• How to Register
• How to apply for the loan
• How to make Repayments of the loans
• Minimum Amount
• Maximum Amount
• Interests and Rates
• Number of Downloaded Apps

The apps include Mpesa, Tala, Branch, Fuliza, Zenka, Okash, Okolea, Timiza among many others.
RATES, FEES & REPAYMENT DURATION
Loan amounts vary by country while interest rates and service rate (APR) are made to be flat range of rate regardless of the country.

Some Lender Examples include:
For Okash loan, If you choose a loan limit of KES10,000 with a period of 1 year, after deducting origination fees, the total interest must be paid: 10,000 * 0,0006 * 365 = KES2190 for Loan Term: the shortest tenor is 91 days, the longest is 365 days and Interest rate (maximum): 24% per year.
For a Zenka loan of KSh 3,000 for 61 days APR equals 0% (calculated on 1.05.2019); total loan amount: KSh 3,000; annual interest rate 0%; total loan cost KSh 0, including: Commission KSh 0, Interest KSh 0; installment amount: 2 installments for KSh 1,500.
For HF Whizz Loans, Housing Finance imposes an interest rate of 7.725% on approved loans. The loan amount depends depend on your transactions on the app and Mpesa
For Ipesa Loans, Interest rates are determined by a number of factors including your repayment history with iPesa. Depending on these factors, the origination fee is charged 15% for a term of 14 days. Borrowers are required to cover any mobile money transaction fees, such as MPESA charges and any standard SMS or data charges by your mobile carrier.
DISCLAIMER:
We do solemnly concur and abide to Google’s policies especially on protecting users from deceptive or harmful financial products.
You, personal loan consumers require information about the quality, features, fees, risks, and benefits of loan products in order to make informed decisions about whether to undertake the loan.

Please make sure you read and understand our Privacy Policy and Terms and Conditions - which are also available in our app, before applying for loan.
Our service is provided without any warranty, if you are dissatisfied at any point with respect to our terms, you reserve the rights to discontinue using the service