Usawa

Usawa gives you access to fast & convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

Install Usawa loan app from google play and create account and begin applying

Usawa will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Usawa will notify you of the amount of money you can apply for and explain the repayment terms.
The Quick Loan Usawa offer:
1. Loan Amount: Ksh 300 ~ 300,000 Ksh
2. Loan Term: The shortest tenor is 91 days, the longest is 365 days
3. Fees: 12%
4. APR: 12%
Service Fee: We charge additional service fee to cover the cost of credit scoring,payment cost, and account management. The amount varies for loan amount requested
Example: If the loan amount is Ksh 20,0000 for one year loan term with the total fees of 12%, then the APR will be Ksh 2,400 which is also the loan fee.