Download Credit Check APK latest version Free for Android
| Version | 1.7.1 |
| Update | 8 years ago |
| Size | 1.72 MB (1,799,384 bytes) |
| Developer | Free Credit Score 2016 |
| Category | Apps, Finance |
| Package Name | com.crediwt.checiok16 |
| OS | 3.0 and up |
Credit Check APPLICATION description
Credit Check App gives you access to all of your financial information - mortgages, bank accounts, bills, loans, credit cards and, of course, your scores - all in one location, all under one account, Get tips on raising your credit score scale. all for FREE.
If you have less than perfect credit and are thinking that you may not qualify for a mortgage, car loan or Credit Check , think again. Rather than listen to what friends and family may be telling you, find out for yourself what your true circumstances are can i find out my credit score for free. Start by getting a copy of your credit report from Equifax, Experian, or Trans Union, the major credit bureaus. Some states mandate that you must be given two free copies of your Credit Check upon request every year. All three bureaus have websites or 800 numbers that will allow you to order a copy of your credit report though they are not required to give you your credit score what if and may charge you for that service.
You may be thinking "What's in my annual credit report and how does my credit report affect me?" The answer to both is "a lot." free credit report help Your credit report is a compilation of records of all the credit items you have had and a history of your record of payments. Your score is an analysis of the amount of credit you have available and are using, combined with the record of payments you have made over the past few years. Your annual credit report score is calculated using a complicated and secret algorithm that assigns you a rating credit score 0 to 1000, your "score".
Detailed Records
Let's look at what else is shown on your Credit Check . It starts with a record of your social security number, current address and telephone numbers and may contain your spouse's name and social security number and your date of birth. Any public records linked to your name will be displayed on your credit report, including bankruptcies, judgments against you and the like. Next up are detailed records of your credit cards, mortgages, student loans, car loans and most other credit items. Utility companies, rental properties and many other types of creditors may report to the credit bureaus as well.
Most entries on your credit report will show the date the credit item was opened, the credit limit of the account, the highest balance you have used and the monthly payment due. A date next to each item shows the last date you paid and another entry shows whether the account was paid, charged off or still active.
Signs of trouble brewing
Your annual credit report is your financial scorecard and can make all the difference in your being turned down for a loan, credit card, insurance or employment. Late or unpaid items on your credit report indicate to a potential lender that you may represent a risk at some future date, as indicated by your past behavior. Of course, your behavior may have been intentional at the time, as sometimes happens when you lose a job or become incapacitated. Unfortunately, your creditreport01doesn't show the whether your failure to pay on time was intentional or beyond your control.
Paying a higher interest rate on a car loan is a painful reminder that you may have been a little careless in the past. But higher interest rates are only a part of what you may pay. Your insurance application could be turned down and so could your job application as many employers now treat poor credit as a predictor of job performance. Rental and utility companies frequently run credit checks before allowing you service and a spotty credit report good score may mean hefty deposits on your part.
